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Our Loan Programs
When banks say no, we say YES!
We directly fund loans in house and have access to established lenders and investors to fund any kind of loan. Our team has over 30 years of lending experience to make sure your loans close timely and successfully with the best interest rates and highest leverage.
Short Term Financing Solutions
Fix & Flip / Rehab Financing
Rates from 9.99%
Single Family & Multi-Family
Up to 90% of Purchase Price / Up to 100% of Rehab Budget
Quick Pre-Approvals
Close in 10 Days
Ground Up Construction
Rates from 9.99%
Single Family & Multi-Family
Up to 85% of the Total Project Budget - Including 100% of Construction Cost
Streamlined Draw Process
Close in Fourteen Days
Cash Out & Refinance
Rates from 9.49%
Single Family & Multi-Family
LTV up to 80%
Lite Doc: No Income Verification / 580+ Fico
Close in 7-10 Days
Long Term Financing Structures
DSCR - Rental Property Financing
Rates from 7.99%
5, 7, 10, & 30 - Year Terms
Up to 80% LTV
Lite Doc: No Income Verification / 620+ Fico
Close in 10 days
Permanent Commercial
Rates from 8.99%
Up to 75% LTV
Purpose: Purchase, Rate-Term Refinance, and Cash-Out
SFR, Condo, 2-4 Units, Multi-Family, Mixed-Use, Commercial
Fully Amortized or Interest Only
Alternative Funding
Rates from 12.0%+
$50K - $5M+
No Income /
No Credit Check
Secured /
Unsecured
Close in 3-15 days
How We Do Business
Competitive Terms and Creative Structures
We offer the most competitive structuring for YOUR needs.
Flexible Loan Programs
Diverse set of in house loan programs, investors & lender networks
Robust Technology
Our web based technology streamlines loan intake, doc upload, & loan processing.
On-time, Fast Closings
We close loans faster than banks & our competition. Usually within 7-10 days
Straight Forward Process
Our Loan Process process is fast, simple and straight forward.
Dedicated Loan Originator
Every Client is VIP, that's why you get a dedicated Loan Originator that will always know the status of your loan.
Recent Fundings
Davie, FL
Fix & Flip
$675,000
Martin County, FL
Square Foot Addition
$890,000
Greenville, SC
Four Unit Townhome Construction
$2,890,000
Our Numbers
$165m+
Loan Origination Volume
350+
Loans Funded
30+ Years
Management team possesses 30+ years of Financing Experience
Customer Centric
Focused on YOUR success
20+ Years
Funding Alternatives has been closing loans since 2004
Business Affiliations
We are here to help!
Need our rates or guidelines? Want to discuss a deal?Contact Us!
772-344-0306
Mon-Fri: 9:00 am - 6:00 pm EST
E-mail Us:
loans@fundingalts.com
Contact Us
Contact Us
Rates, terms and conditions offered only to qualified borrowers and are subject to change at any time without notice. Closing times are in business days and commence upon receipt of appraisal payment and satisfaction of borrower conditions. Closing times may be delayed due to appraiser property access . All loans are subject to full underwriting for loan approvals.