Private Lending Made Easy

Apply Now For Funding

Our Loan Programs

When banks say no, we say YES! 

We directly fund loans in house and have access to established lenders and investors to fund any kind of loan. Our team has over 30 years of lending experience to make sure your loans close timely and successfully with the best interest rates and highest leverage.

 Short Term Financing Solutions 

Fix & Flip / 
Rehab Financing

Rates from 9.99%
Single Family & Multi-Family
Up to 90% of Purchase Price / Up to 100% of Rehab Budget
Quick Pre-Approvals 
Close in 10 Days  

Ground Up Construction

Rates from 9.99%
Single Family & Multi-Family
Up to 85% of the Total Project Budget - Including 100% of Construction Cost
Streamlined Draw Process
Close in Fourteen Days 

Cash Out & Refinance

Rates from 9.49%
Single Family & Multi-Family
LTV up to 80%
Lite Doc: No Income Verification / 580+ Fico 
Close in 7-10 Days

 Long Term Financing Structures 

Rental Property Financing

Rates from 7.99%
5, 7, 10, & 30 - Year Terms
Up to 80% LTV
Vacant or Rented /
No Income Verification /
No Credit Verification
Close in 10 days 

Permanent Commercial

Rates from 8.99%
Up to 75% LTV
Purpose: Purchase, Rate-Term Refinance, and Cash-Out 
SFR, Condo, 2-4 Units, Multi-Family, Mixed-Use, Commercial 
Fully Amortized or Interest Only

 Alternative Funding

Rates from 12.0%+
$50K - $5M+
No Income / 
No Credit Check
Secured / 
Unsecured
Close in 3-15 days

How We Do Business 

Competitive Terms and Creative Structures 
We offer the most competitive structuring for YOUR needs.
Flexible Loan
 Programs
Diverse set of in house loan programs, investors & lender networks
Robust Technology
Our web based technology streamlines loan intake, doc upload, & loan processing.
On-time, 
Fast Closings
We close loans faster than banks & our competition. Usually within 7-10 days
Straight Forward Process
Our Loan Process process is fast, simple and straight forward. 
Dedicated Loan Originator
Every Client is VIP, that's why you get a dedicated Loan Originator that will always know the status of  your loan.

Recent Fundings

Davie, FL

Fix & Flip
$675,000

Martin County, FL

Square Foot Addition
$890,000

Greenville, SC

Four Unit Townhome Construction
$2,890,000

Our Numbers

$165m+
Loan Origination Volume
350+
Loans Funded
30+ Years
Management team possesses 30+ years of Financing Experience 
Customer Centric
Focused on YOUR success
20+ Years
Funding Alternatives has been closing loans since 2004

Business Affiliations

We are here to help! 

Need our rates or guidelines? Want to discuss a deal?
Contact Us! 
305-315-5165
Mon-Fri: 9:00 am - 6:00 pm EST
E-mail Us:
loans@fundingalts.com

Contact Us

Contact Us

Rates, terms and conditions offered only to qualified borrowers and are subject to change at any time without notice. Closing times are in business days and commence upon receipt of appraisal payment and satisfaction of borrower conditions. Closing times may be delayed due to appraiser property access . All loans are subject to full underwriting for loan approvals.