Loan Programs

Private Money Loans

Private Money Loans offer an alternative form of lending for investors who don’t fit traditional lending criteria. We provide funding programs with highly competitive terms and conditions. Our loans are structured to meet the needs of borrowers seeking to close quickly without the hassles of dealing with a bank.

Our Private Money Loans can help you:
  • Fund the acquisition and renovation of investment properties.
  • Provide the funds to build new homes.
  • Offer long-term financing on investment properties for those looking to build a portfolio.

Short Term Financing Tools

Fix & Flip / 
Rehab Financing

Rates from 9.99%

Single Family & Multi-Family

Up to 90% of Purchase Price / Up to 100% of Rehab Budget

Quick Pre-Approvals 

Close in 10 Days  

Ground Up Construction

Rates from 9.99%

Single Family & Multi-Family

Up to 85% of the Total Project Budget - Including 100% of Construction Cost

Streamlined Draw Process

Close in Fourteen Days 

Cash Out & Refinance

Rates from 9.49%

Single Family & Multi-Family

LTV up to 80%

Lite Doc: No Income Verification / 580+ Fico 

Close in 7-10 Days


Long Term Financing Structures 

Rental Property Financing

Rates from 7.99%

5, 7, 10, & 30 - Year Terms

Up to 80% LTV

Vacant or Rented /
No Income Verification /
No Credit Verification

Close in 10 days 

Permanent Commercial

Rates from 8.99%

Up to 75% LTV

Purpose: Purchase, Rate-Term Refinance, and Cash-Out 

SFR, Condo, 2-4 Units, Multi-Family, Mixed-Use, Commercial 

Fully Amortized or Interest Only

 Alternative Funding

Rates from 12.0%+

$50K - $5M+

No Income / 
No Credit Check

Secured / 
Unsecured

Close in 3-15 days

Get your Deal Funded Today


Get your loan application in process today. Once submitted, your initial application will be quickly reviewed by our team. You’ll hear back from us soon with the loan terms that apply best to your situation.

We are here to help! 

Need our rates or guidelines? Want to discuss a deal?
Contact Us! 
305-315-5165
Mon-Fri: 9:00 am - 6:00 pm EST
E-mail Us:
loans@fundingalts.com

Contact Us

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Rates, terms and conditions offered only to qualified borrowers and are subject to change at any time without notice. Closing times are in business days and commence upon receipt of appraisal payment and satisfaction of borrower conditions. Closing times may be delayed due to appraiser property access . All loans are subject to full underwriting for loan approvals.


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